The Coaching Advantage (CA) process is unique because you actively work alongside your Financial Coach to create a financial strategy that aligns with your personal goals. It starts by determining your net worth and reviewing your financial strengths and weaknesses. This usually results in an important conversation regarding mastering your cash flow and managing your debt wisely. For many clients, it's the first time they learn how-to effectively manage their resources.

YOUR FINANCIAL STATUS

With help from your Financial Coach, you examine and define some of your most important financial goals. They may include

• ►   Retirement
• ►   Saving for your child's education
• ►   Buying a home or vehicle
• ►   Investment real estate

We help you understand how each financial decision you make affects other areas of your finances. By viewing your decisions as part of a whole, it's easier to consider the resulting short and long-term effects on your overall goals.

After identifying your financial objectives, it's time to make educated decisions about your investments. We work with you to personalize your asset allocation and show you howto effectively evaluate mutual funds before determining which ones are right for you. This is considered a very important part of the financial education we provide our clients.

Additional things we cover include:

• ►   life insurance policies
• ►   income taxes
• ►   estate planning

Without an estate plan, the fate of your assets, and your loved ones. financial security, may be at risk. Taxes and attorney's fees can eat away at your estate, and distribution of your assets could be delayed at a time when your heirs need them most.